If you are sued due to an accident or other personal activity, an umbrella policy protects your assets. A personal umbrella provides liability coverage above the limits of your auto and home insurance policies.

Why you may need one!

• You don't have to be a millionaire to be sued like a millionaire.
• Juries don't seem to care about the ability to pay when they award millions dollar judgments.
• Your auto insurance will protect you only to the limits of your liability coverage.
• Your homeowner's insurance will protect you only to the limits of your liability insurance.
• You might not have done anything wrong and still be forced to pay.
• You can lose nearly everything you own and still be liable to pay more out of future earnings.